If you are diagnosed with a serious disease, you need to be able to focus on treatment –not living expenses. Critical illness insurance pays a lump sum after your diagnosis, providing the freedom to take time away from work and protect savings during a difficult time.

Schedule any trip with complete peace of mind. ELM Life can help you find the travel insurance options you need to protect against accidents, illnesses and other unforeseen events. While away on vacation, we provide emergency medical coverage and other extensive options available for groups of all sizes. Our team coordinates your budget and insurance needs for total financial protection.

Provide a valuable benefit for employees while limiting the cost of high-quality insurance. ELM Life works with your business to provide better benefits at a lower price, and because we take a hands-on approach and learn about your organization before suggesting options, you receive high-quality financial products that offer long-term financial protection.